FairMoney

Fintech • Lagos, Nigeria

FairMoney is a financial-technology company founded in 2017 that developed from a digital lending business into a broader financial-services platform in Nigeria. The company initially focused on providing digital access to credit through its mobile platform, addressing the difficulty many consumers faced in obtaining formal financial services. Its Nigerian operation subsequently expanded into savings and digital banking, with FairMoney Microfinance Bank operating under a Central Bank of Nigeria licence. The company's development reflects the broader shift in Nigerian fintech from standalone digital lending toward integrated consumer financial services. FairMoney now combines credit, savings and banking services through its platform, giving it a place within the evolution of technology-enabled retail finance in Nigeria.